Before signing up for a family doctor in your community, find out which services are covered by yibao and which you’ll have to pay for out of pocket
Original: eternity4719 · source details
Original author: eternity4719 · Chinese source: · English adaptation: parveen0029. Translation and grade notes ↗
Bibliographic titles are retained in their original language.
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Cost and benefit at a glance
- Check the cost Cost ↓
- There’s no cost involved. Asking a few questions before you sign up takes just a minute.
- Then the source benefit Benefit ↓
- The basic service package is paid for by yibao per regulations. Customized packages require full out‑of‑pocket payment and must also be registered with the county‑level health auth…
In plain terms
The standard package of basic services is covered by yibao as required. Any customized service packages must be paid for entirely by the patient. When someone offers an “upgrade package,” be sure to ask whether it’s a basic or customized package, whether it’s officially registered, and how much it costs per year.
This guide's cartoon · show illustration
Enlarge illustrationOriginal illustration with Chinese lettering; the English dialogue is below. Humour is a reading aid, not evidence.
English dialogue
- Can we finish it all today?
- Let's follow the plan.
Cost: what it takes
There’s no cost involved. Asking a few questions before you sign up takes just a minute.
Benefit: what the source reports
The basic service package is paid for by yibao per regulations. Customized packages require full out‑of‑pocket payment and must also be registered with the county‑level health authority.
Conditions, limits and disagreements
The real value of signing up lies in having a doctor follow your health over the long term, not in the number of services included. When offered an “upgrade package,” ask three key questions: is it a basic or customized package, is it registered, and what’s the annual cost?
Original references
Original bibliographic titles and links are preserved; some titles are in Chinese.
国务院办公厅 (2026). 关于加快建设分级诊疗体系的若干措施. https://www.gov.cn/zhengce/zhengceku/202604/content_7065031.htm：「加强基层门诊付费与签约服务政策联动，基本服务包按规定纳入医保支付；个性化服务包由签约基层医疗卫生机构按程序向县级卫生健康部门备案，费用由个人支付。」
Medical, legal, financial and policy conditions vary by person, place and time. Policy material primarily concerns mainland China; check the cited document and current local requirements.