Policy, legal and insurance guides primarily concern mainland China. Scope and sources ↗
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If you flee the scene, you are automatically considered fully responsible for the accident. Your driver’s license will be revoked, and you won’t be al…
The brief period right after money is sent is the only window of opportunity. During this time police can issue an emergency stop‑payment order and qu…
If someone asks you to transfer money, share your screen, download an unknown app, click a link, or share verification codes, hang up first and then c…
Seeing someone’s face or hearing their voice is not reliable proof of identity. Whenever money transfer is mentioned, hang up immediately and call bac…
You can hire a lawyer right from the first time you’re called in for questioning. If the lawyer requests a meeting, the detention center must arrange …
Voluntarily surrendering can reduce a prison term by up to 40%; for less serious offenses it may even lead to no punishment at all. If you confess onl…
Driving after drinking results in a 6‑month suspension of your license and a fine of 1000–2000 yuan. A second offense brings up to 10 days in jail and…
Renting, lending, or selling your bank cards, SIM cards, or payment accounts is illegal on its own. Penalties include confiscation of all illegal earn…
Laws give you the right to check your own credit report twice a year at no charge, and you can finish the process online in ten minutes. Negative entr…
Anyone who assaults another person faces 5 to 10 days in jail and a fine of 500 to 1000 yuan. If they act in a group, target the elderly, pregnant wom…
To protect yourself or others from an ongoing attack, it is legally acceptable to intervene and injure the attacker. If someone is committing murder, …
Pursuing legal channels may ultimately leave you without any compensation. On the other hand, resorting to revenge achieves the same result — no money…
Intentionally driving into a crowd or attacking people in public constitutes endangering public safety by dangerous means. Even if no one is injured, …
The window between the first appearance of such thoughts and any attempt to act on them is very short. Among 82 people who survived a suicide attempt,…
When family members say things like “no one will be safe” or “I’ll take the kids and leave,” close relatives have the right to take that person to a h…
Publicly cursing, spreading rumors or defaming others can result in detention for up to 5 days or a fine of up to 1000 yuan; for more serious cases, d…
Once signed, the document becomes legally binding. Claims such as “I didn’t read it properly” or “I thought it said something else” rarely hold up in …
The loan agreement must include all essential details: who the lender and borrower are, the amount, interest rate, term, and repayment method, plus si…
The statute of limitations for civil lawsuits is three years, counted from the day you become aware your rights were violated. Once that period ends, …
Putting your house in a company’s name or transferring money to relatives or friends isn’t some clever “workaround” — it falls squarely under the circ…
First, determine whether you’re only subject to spending restrictions or also listed on the dishonesty registry — these are two separate situations. O…
Start by contacting the platform. Platforms maintain security deposits and strict penalty rules, so they act fastest. Next, call the police: if the lo…
Once the money is transferred, you generally cannot get it back. A gift can only be revoked before it is officially registered under the recipient’s n…
Demanding money under the guise of marriage is illegal, and courts support claims for repayment. Repayment can be demanded in three cases: no marriage…
